Welcome to Labh Bank. By accessing or using our website, services, and products, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our services.
By accessing this website or availing any banking or financial service provided by Labh Bank, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.
Our services are available only to individuals who are legally eligible to enter into binding contracts as per applicable laws and regulations.
Labh Bank provides various financial services including but not limited to:
Savings Accounts
Fixed Deposits (FD)
Recurring Deposits (RD)
Personal Loans, Group Loans, Gold Loans, Vehicle Loans
Financial literacy and training programs
All services are subject to internal policies, eligibility criteria, and regulatory guidelines.
Interest rates, fees, and charges are subject to change from time to time.
Applicable rates will be communicated at the time of availing the service.
Any change in rates shall be governed by bank policy and regulatory norms.
Interest rates, fees, and charges are subject to change from time to time.
Applicable rates will be communicated at the time of availing the service.
Any change in rates shall be governed by bank policy and regulatory norms.
Interest rates, fees, and charges are subject to change from time to time.
Applicable rates will be communicated at the time of availing the service.
Any change in rates shall be governed by bank policy and regulatory norms.
Interest rates, fees, and charges are subject to change from time to time.
Applicable rates will be communicated at the time of availing the service.
Any change in rates shall be governed by bank policy and regulatory norms.
Prepayment or foreclosure of loans is allowed as per applicable terms, conditions, and charges communicated at the time of loan sanction.
Online services are provided on a best-effort basis.
Labh Bank is not responsible for technical issues beyond its control.
Users must ensure safe access to digital platforms.
Customer data is collected and processed in accordance with our Privacy Policy.
Personal information will not be shared with third parties without consent, except where required by law.
Labh Bank shall not be liable for any indirect, incidental, or consequential loss arising from the use of its services, except as required under applicable law.
All content, logos, trademarks, and materials on this website are the property of Labh Bank and may not be used without prior written consent.
Labh Bank reserves the right to suspend or terminate services if:
Terms & Conditions are violated
False information is provided
Regulatory requirements demand such action
Labh Bank may modify these Terms & Conditions at any time. Updated terms will be effective upon posting on the website.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
For any queries or concerns related to these Terms & Conditions, please contact us through our official communication channels.
